Uber Accidents and Legal Remedies: How to Pursue a Claim

Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.

This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.

Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.

Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.

Other Drivers: lawsuit for uber drivers If another motorist causes the crash, they could bear the blame.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

How to File a Legal Action for Uber Injuries

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.

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